Good morning everyone, hello from my name is John McDermott and I work for the Institute for Human Development in Arizona. I am located on Northern Arizona University's campus. Please feel free to open the link in the chat pod and bookmark our website. I would like to go over a few housekeeping items. This is a listen-only webinar. If you have any questions, please utilize the Q&A pod at the lower center of your screen. We will address select questions at the end of the presentation. Towards the top of some of the pods, you will see an icon with four arrows. This will allow for a full-screen mode on your device or computer for that particular part. Also, to the lower left of your screen, you'll see a file spot. These are files that you can download for reference. If you have any questions, please contact HD at NAU VDU, and I'll place that in the chat pod as well. Finally, we'll be recording the webinar today to archive on the Arizona Developmental Disabilities Planning Council's website ABV PC and our HD YouTube channel. That being said, we want to welcome you to "How to Save Money with Arizona Able Accounts" webinar, brought to you by IHD and ADV PC. I'm going to hand this over to Sarah Root from Account. Good morning, everyone. This is Sarah Root. Thank you, John, for that introduction. We are so excited to host and be a part of today's webinar. We know it's been highly anticipated. We are so excited AZ Able is launching on Monday, and I am especially appreciative to our presenters who have stepped in to provide information today. We are going to be hearing from Juliana Krist. Juliana is the director of the Stable Account program, as...